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Personal Accounts: Mortgage

At a Glance Best For Fees
Purchase Mortgage Owner or Non-owner occupied Single Family and Apartment Buildings
Fixed rates for 10, 15, 20 and 30 year maturities.  Also available in a 5 year balloon product – amortized up to 30 years. Automatic deductions from FNBB Checking acct. for mortgage payment; Interest – bearing escrow account available for payment of taxes and insurance. (Voluntary) $325.00 Application Fee
$275.00 Appraisal Fee
$ 16.00 Life of Loan Flood Certification, Title work, Recording Fees, and Closing Fee from 
Title company.

Refinance Mortgage Owner or Non-owner occupied Single Family and Apartment Buildings
Fixed rates for 10, 15, 20 and 30 year maturities.  Also available is a 5 year balloon product – amortized up to 30 yrs.
Automatic deduction from FNBB checking acct. for mortgage payment; Interest-bearing voluntary escrow account available for payment of taxes and insurance. No closing fee!
$325.00 Application Fee
$275.00 Appraisal Fee
$ 16.00 Life of Loan Flood Certification , Title work & Recording Fees

Construction Loan
Interest only  prime plus 1 for 1 year. Convert to permanent financing at maturity or upon completion. Room Additions, remodeling, building that dream house! $325.00 Application Fee
$325.00 Appraisal Fee, Escrow fee, title charges, inspection fees – based upon loan amt. 
and number of draws.


 

Give Us the Opportunity to be Your Mortgage Lender

 

 

For more information regarding our Competitive Rates and Products, please call Deborah E. Sitter at (708) 485-2770,  or e-mail us at:  bank@fnbb.com

 

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