At a glance

Best For

Features

Minimum Balance

Fees

Money Market

• Interest bearing

• Limited check writing privileges

Anyone concerned about liquidity, but desiring an interest bearing account

• Tiered interest rates 

• Limited check writing privileges

(three (3) checks and three (3) pre-authorized drafts / transfers allowed per statement cycle)

• cancelled checks and deposit slips returned with statement

* Interest begins to accrue on non cash items the business day the bank receives the deposit. Interest is paid and compounded monthly. No interest is paid on accounts closed between cycle dates.

$1,000. per month (on days that the balance falls below $1,000. No interest is accrued.)

No monthly maintenance charge, if the balance is $1,000 or more. 

If the balance falls below $1,000, during the cycle there is a $10 monthly maintenance charge.  

Excess check or transfers are $10 each.

• Interest bearing

Anyone concerned about liquidity, but desiring an interest bearing account

* Interest begins to accrue on non cash items the business day the bank receives the deposit. Interest is paid and compounded monthly. No interest is paid on accounts closed between cycle dates.

$1,500. per month (to avoid service charges) 

 *On days that the balance falls below $2,500. no interest is accrued.

No monthly maintenance charge, if the balance is $1,500 or more. 

If the balance falls below $1,500, during the cycle there is a $15 monthly maintenance charge.  

All debits are $0.25 each.

• Interest bearing

• Unlimited check writing privileges

Anyone who maintains a high balance in their checking account

• Tiered interest rates  

• Unlimited check writing if balance is maintained

• cancelled checks and deposit slips returned with statement

*Interest begins to accrue on non cash items the business day the bank receives the deposit. Interest is compounded monthly. No interest is paid on accounts closed between cycle dates.

$1,000. per month (on days that the balance falls below $1,000. No interest is accrued.)

No monthly maintenance charge, if the daily balance is $1,000 or more.  

If the daily balance falls below $1.000 during the cycle, there is a $10 monthly maintenance charge. 

All debits are $0.25 each.

• Non-interest bearing

• Unlimited check writing privileges

Anyone

• Unlimited check writing

None

No monthly requirement.